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The Sephora Products Your Insurance Will Cover

The Sephora Products Your Insurance Will Cover featured image

Yes, you read that headline correctly. Sephora has a list of products that are eligible for FSA and HSA spending both in-store and online. Dianis3518 on TikTok points out that there’s a whole page dedicated to information on this right under our nose on the Sephora site.

According to Sephora, products that are eligible for FSA and HSA spending include sunscreens with SPF 15+, acne treatments, acne preventions, medicated skin treatments, blue light therapy masks and prenatal vitamins. Sephora added a badge to the highlight section of product pages that fall under most eligibility lists. Other products may be eligible for FSA and HSA reimbursement but would require a letter of medical necessity from a provider.

For those that aren’t familiar with FSA (Flexible Spending Accounts) and HSA (Health Savings Account), they are health benefits some employees in the U.S. offer. With these savings employees can set aside pretax money from their paycheck in an account. That money can then be used to pay for eligible health-related expenses.

The priciest item that’s eligible is Shani Darden Skin Care Déesse PRO LED Light Mask ($1,900). You could also get some of our skin-care favorites like Kosas DreamBeam Silicone-Free Mineral Sunscreen SPF 40 ($40), Nécessaire The Body Acne Wash ($28), Dr. Jart+, Ceramidin Skin Barrier Moisturizing Cream ($48), Sunday Riley U.F.O. Salicylic Acid BHA Acne Treatment Face Oil ($80), and much more.

When shopping, be sure to save receipts to share with your benefits provider for reimbursement. FSA funds disappear at the end of your plan year, so if you’re in a pinch and want to spend your FSA skin care isn’t a bad idea. Meanwhile, HSA money rolls over to the next year. Be sure to educate yourself on your benefits, and talk with your provider before spending.

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